Budgeting for your family’s lifestyle

Capital CFO's services include putting your financial pieces together for your business and your home. We believe that how you spend your money shines a light on what is important to you. Capital CFO can customize a plan for you and your family and keep you on track for debt relief, vacation plans, savings for retirement/college, home improvement etc. So whether you need help putting a budget together, monitoring your finances, or keeping you on track for short or long term goals, Capital CFO can help to get you there. And most importantly, we make it painless for you and your family!

 
 
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Build a budget that actually works

Most households set unrealistic budgets for themselves and then give up once they aren't able to maintain their goals. At Capital CFO, we start with you and your family. We will evaluate your current spending and then set goals that you can stick to.

The only way to set up a budget is to make sure it works for you today and changes as your needs change. We help you learn what your goals are and what you hope to achieve. We then set realistic goals with only you and your spending in mind.

  • What matters to you?

  • What are your current priorities?

  • What is important to you now?

  • Where do you want to go?

  • We then find areas to save more money

 
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Keep it simple

The main objective of your budget is to figure out how to redirect your money toward priorities – or, better yet, dreams – you consider important. There are many fancy tools you can use to set up and monitor a budget but the more simple you keep your systems, the more likely you are to stay on track. At Capital CFO, we help you to determine what works for you and how best to set up a budget process that keeps you and your family on your path.

  • Paper - Pen and paper can be just as accurate as an electronic budgeting program.

  • Excel - your next level to set up formulas and sort through the numbers.

  • Mint - this simple financial software makes the job a lot easier while reducing errors.

  • YNAB - You Need a Budget is a service you need to pay for but works for many.

  • Snowball method - pay the same amount each month but reduce your debt quickly.

 
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Monitor and track

Here is where families start to stumble. Most are comfortable in evaluating their current spending and setting up short and long range plans, but then they run out of time in keeping track of their weekly spending. Without monitoring, you cannot commit to your budget or your goals. 

  • Set up tools to monitor your current and future spending

  • Separate out bills and discretionary funds

  • Create subcategories for all your spending (and savings!)

  • Help you keep your eye on the prize

  • Set up rainy day funds

  • Manage your monthly budget and share results with you

 

Capital CFO knows that one size does not fit all and families have different needs and situations. That is why we can customize a plan for you and your family and keep you on track for your current and future plans. We are here to help you create a manageable, realistic, and successful budget with your goals in mind. You can either choose one of our packages below or we can create a custom package for you.


Package $500: Package $250:

Determine your goals Determine your goals

Evaluate your current spending Evaluate your current spending

Find areas to save you money Find areas to save you money

Set up a plan to reduce your debt Set up a plan to reduce your debt

Set up tools for monitoring your future spending Set up tools for monitoring your future spending

One month of monitoring included  


Monthly plans customized to meet your needs:

Determine your goals

Evaluate your current spending 

Find areas to save you money

Set up a plan to reduce your debt

Set up tools for monitoring your future spending 

Monthly monitoring included   

Monthly check-ins included